If you re one of these homeowners here s a rundown of what sewer backup insurance is and how it can be a lifesaver if you own a home.
Erie sewer or drain backup coverage.
Sewer backups are something that many people never see coming so a lot of homeowners skip on sewer backup coverage.
And homeowners insurance policies typically don t cover damage to them but erie insurance offers coverage that does.
If you have an eriesecure home homeowners policy with comprehensive perils coverage you have.
3 equipment breakdown coverage is not included if the select bundle does not include sewer or drain backup.
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Claims are subject to erie s surcharge program.
Not available in north carolina.
1 it will also provide coverage against water escaping from sump pump systems.
Details are contained in the policy.
The sewer and drain backup endorsement will provide coverage for the above mentioned occurrences and has an annual premium charge of 40 with a 100 deductible or.
1 coverage is not available if the select bundle does not include sewer and drain backup.
Another important coverage that many homeowners need is flood coverage which is offered as a separate policy by most carriers two other endorsements that many homeowners find beneficial are identity recovery coverage and sewer drain backup coverage.
Coverage is capped at 50 000 per occurrence and the policy deductible applies.
Claims are subject to erie s surcharge program subject to terms conditions and exclusions.
They are the sewer drain backup endorsement and the enhancement endorsement.
For instance erie s sewer and drain backup endorsement will provide protection against losses caused by water or sewage that backs up through sewers or drains.
Coverage is capped at 50 000 per occurrence and the policy deductible applies.
Erie has two different endorsements that will provide the sewer and drain backup coverage.
Or worse they don t know that they can get it.
Subject to terms conditions and exclusions.
Service line coverage from the stoop to the curb at erie insurance we don t think it s right that homeowners need to buy utility service contracts offered by multiple companies in order to avoid costly repairs to.
Not available in all states.
Erie s plus bundle provides up to 10 000 of coverage while the select.
Grange insurance offers an endorsement called backup of sewer and drains that you can add to your homeowners insurance policy.